Vacation Homes, Under-Insurance, and Personal Accomplishments

Don't Forget The Lake House: Those of you who own vacation homes need to remember the contents you keep there when it comes to your home inventory protection. As a matter of fact, Matt MacMillan of the Hutchison (MN) Leader says you should keep a separate inventory for that residence. The article has some good insurance tips for owners of secondary residences.

If your secondary home or vacation home has a mortgage, your lender may require homeowners insurance just as it would for your primary residence. However, there may be additional stipulations in the policy because you only reside in the home for part of the year. Like with your primary homeowners insurance, it is important to review the policy for your secondary home every year and keep an up-to-date home inventory in case you would need to file a claim following a loss. [emphasis added]

Under-Insurance Conundrum: Karen Telleen-Lawton has an interesting article dealing with the problem of homeowners under-insurance. This is an issue across the country, but it is especially significant in places like California, Florida, and Texas. The bottom line is to have a solid insurance agent and to sit down with her regularly to review your insurance needs.

. . . despite being willing or obligated to buy insurance, homeowners don’t properly evaluate the risk, believing it can’t happen to them. So while they hedge their bets by buying insurance, they further hedge their hedge by willingly under-insuring.

On The Home-front: I scored an ugly goal, but a goal nonetheless, while playing soccer with the old guys last night. Let's just say it's been a while. I'm uncomfortable with all the David Beckham comparisons, but if the boot fits . . .

Farley Home Services is your premier home inventory professionals. Visit us on the web at EverySingleItem.com, and as always thanks for reading today!

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Music Memorabilia In The News:

Beatles: A recent auction of music memorabilia included an autographed Sgt Pepper's poster that netted $52,500 at Christie's in New York.

Kurt Cobain: Christie's also recently sold one of Kurt Cobain's original bass guitars, a Sears model, for nearly $44,000.

Jimmy Hendrix, David Bowie, and Brian Jones: Christie's is selling a number of guitars belonging to these artists, among others, next week in London.

On The Soccer Front: These are heady days for fans of the Nats, as our men defeated Spain yesterday 2-0 in the semi-finals of the Confederations Cup being played in South Africa, home of next year's World Cup. Spain came into the match ranked number one in the FIFA world rankings and riding a 15 match winning streak and a 36 match unbeaten streak dating back to November 2006.

Only last week the US men were embarrassed on the world stage by two frustrating group play losses to global powers Italy and Brazil. It's amazing how quickly one's fortunes can turn. Next up, the Confederations Cup championship being played this Sunday, 2 pm Eastern on one of the ESPNs against either Brazil (wouldn't that be sweet) or South Africa. I'm glad so many in the mainstream sports media are talking about this now. Soccer usually only gets a once over if any coverage at all.

A. J. Farley runs Farley Home services, an inventory service for homeowners, tenants, landlords, and small business owners. Please visit EverySingleItem.com for more information, and thanks for reading!

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In Defense of The Bow Tie

Never Out Of (Or In) Style: I add the following link with little comment, mainly an excerpt:

This means adopting pieces that can be downright nerdy on almost everyone else, but transforming it with confidence and a good eye to make a bow tie the hippest thing around.

It's all about the attitude, my friends. As further evidence, I site the following . . .


The Man's Got Nothing Left To Prove: The Wisconsin State Journal has this article about Thor Pettersen, a 93 year old "chick magnet."

While others wear T-shirts, Pettersen sports a bow tie and cardigan. He likes to feel dressed up, he said. He wore the same outfit during his career as an engineer with the Allis-Chalmers Manufacturing Company.

What a great story. I want to meet Mr. Pettersen some day.




Unlikely Outcome: So long as we're not talking business today, I want to speak up for the Men's National (Soccer) Team (who desperately need a nickname). Our boys are currently competing in South Africa (home of next year's World Cup) in a tournament called the Confederations Cup.

Group play came first, and the men found themselves in a group with Italy (reigning World Cup champions), Brazil (reigning Confederations Cup champions, and the most successful soccer nation in the history of the game), and Egypt (African champions). Pretty tough draw. They played Italy first and lost 3-1. They played Brazil next and lost 3-0, and looked downright terrible doing so. Yesterday they had to beat Egypt by at least 3 goals and Brazil had to beat Italy by at least 3 goals in order for the USA to advance out of the group stage into the knockout stage. The planets alligned, and both of those things happened! It was incredible!

So now the men move on to play Spain (defending European champions, and number one ranked team in the world right now) on Wednesday afternoon. The winner of that game advances to the championship game on Sunday against either Brazil or South Africa. Yesterday was the most fun I've had as an American soccer fan in a good long while.

A. J. Farley runs Farley Home Services, producing home inventory documentation for home and small business owners, tenants, and landlords (although you'd never know it from today's blog entry). Please visit EverySingleItem.com for more details. Thanks!

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